Houston Hard Money Lenders Leading Lender for
Real Estate Investors & Developers

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Rental Properties

Get an easy transition from temporary to permanent financing.

Rehabs & Flips

Hard money loans for big or small projects. Hard Money Lending Houston.

Multi-Family & Commercial

Finance multi-family & commercial properties.

Mini-Perms

Short-term financing to pay off projects.

Why Choose Priority Investor Loans?

Priority Investor Loans (PIL) has been your devoted hard money lender in Houston, Texas and surrounding areas for over 13 years! Our reliable hard money loan programs make the process of investment funding fast and convenient. Our programs enable our clients with single-family or commercial projects to receive funding in a short period of time with our simplified loan process.

Obtaining loans through traditional means (conventional bank financing) can seem laborious and emotionally taxing. Borrowers that choose this avenue may deal with many unnecessary inconveniences. Priority Investor Loans is a private money lender and one of the most respected lenders in the industry. We offer loans for every type of real estate investor, including those with “fix and flip” properties, rental properties, and many types of commercial properties.

If you are a real estate investor, trying to obtain a loan can be difficult and overwhelming. Priority Investor Loans is one of the leading experts in private hard money lending for a variety of property types, including multi-family and commercial properties. If you’ve found a property you’d like to invest in, and need funds quickly, PIL can help. We offer simple financing options and flexible, competitive rates on hard money loans. We also provide short-term loans that are more efficient, close quickly, and focus primarily on the value of the property and not the credit or financial history of the borrower.

Being one of the leading Texas hard money lenders in Houston, TX, we have the means to offer you the financial options you need to get the property you deserve. Some of the services we provide are loans for the following: residential “fix and flips”, residential rental properties, residential new construction, commercial multi-family loans, small commercial loans, bridge loans, and transactional funding. With our years of experience in real estate lending, PIL offers competitive rates, personalized service, and a dedicated staff.

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How Do Hard Money Loans Work?

Looking for a hard money loan in Houston? Hard money lenders are a common source of funding for real estate investors who want to purchase investment properties. Based on collateral, these short-term loans have higher interest rates, shorter terms, and less stringent requirements than typical mortgages.

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Interest Rates

The loan structure for hard money lending varies greatly from conventional lending. Loans are based on the “as repaired/renovated” value of the property and not a percentage of project cost. Most hard money loans carry higher interest rates compared to conventional loans because of the increased leverage and the amount of money to close on a transaction is often times much less.

Loan Terms

Short-term, hard money loans are ideal for investors who prefer to purchase a property to quickly renovate and sell, also known as “fix-n-flips” or to purchase a rental property to be used for long-term cash-flow. Loan terms can vary from 6 months to 5 years, depending on the loan product, and the underlying real estate is used as collateral for the loan.

When Should I Use a Hard Money Lender?

Hard money loans are ideal for borrowers who are looking for an alternative to traditional bank financing or want to leverage their existing cash reserve. One of the greatest benefits of using a private money lender is the quick process. Whereas traditional mortgage loans can take 30-45 days to fund, hard money lenders can consistently offer funding within a one to two weeks. This is especially advantageous when making offers on properties while competing with cash buyers. Please contact one of our team members today to learn about our product offerings.
“Priority Investor Loans is a pleasure working with. They ensured that I was updated throughout the closing of my deal. Their thoroughness, professionalism, communication and attention to detail are exemplary and gave me assurances for the success of the closing of my investment property and indeed it was a success. If I could give more than 5 stars, I would.”
Dawud BurkeInvestor | Houston
“Priority Investor Loans have been an exceptional lending source for our company. Years ago when I started doing fix and flips, Priority Investor Loans was amazing and funded all our deals. I’m just getting back into the investing world and could not think of a better lending partner than priority investor loans. Our business model has changed to buy and hold and Chad Collins has met with us to understand our needs and how they could play a role in helping us fund deals and it’s been amazing. Thanks again to Priority Investor Loans for making the process easy and doing great business.”
Cory Collins
"Priority investors made the lending process smooth and hassle free. From the clear terms, to the professional way the process is handled and the knowledgeable representatives, I had no issues getting my project funded on time. It was the same through the rehab process, the draw was deposited in my account at the appointed time as promised. I have since recommended them to other investors. “
Seun Harris
"I have now completed 4 loans with Priority Investor Loans. Being a new real estate Investor. My experience with them as been fantastic. They have done a fantastic job for me. Number one thing that stands out with Priority Investor Loans was they were able to make my loan requests work no matter how complicated. Priority was fast to set up my loan and took care of all communication between the title company and refi loan bank. Also when I had changes. Priority went out of their way to get it done and close on time. Priority answered all my loan questions, making my loan process smooth."
Rick Dwelle
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