Houston Hard Money Lenders Leading Lender for
Real Estate Investors & Developers

Rental Properties

Get an easy transition from temporary to permanent financing.

Rehabs & Flips

Hard money loans for big or small projects. Hard Money Lending Houston.

Multi-Family & Commercial

Finance multi-family & commercial properties.

Mini-Perms

Short-term financing to pay off projects.

How Do Hard Money Loans Work?

Looking for a hard money loan in Houston? Hard money lenders are a common source of funding for real estate investors who want to purchase investment properties. Based on collateral, these short-term loans have higher interest rates, shorter terms, and less stringent requirements than typical mortgages.

Why Choose Priority Investor Loans?

Priority Investor Loans (PIL) has been your devoted hard money lender in Houston, Texas and surrounding areas for over 13 years! Our reliable hard money loan programs make the process of investment funding fast and convenient. Our programs enable our clients with single-family or commercial projects to receive funding in a short period of time with our simplified loan process.

Obtaining loans through traditional means (conventional bank financing) can seem laborious and emotionally taxing. Borrowers that choose this avenue may deal with many unnecessary inconveniences. Priority Investor Loans is a private money lender and one of the most respected lenders in the industry. We offer loans for every type of real estate investor, including those with “fix and flip” properties, rental properties, and many types of commercial properties.

If you are a real estate investor, trying to obtain a loan can be difficult and overwhelming. Priority Investor Loans is one of the leading experts in private hard money lending for a variety of property types, including multi-family and commercial properties. If you’ve found a property you’d like to invest in, and need funds quickly, PIL can help. We offer simple financing options and flexible, competitive rates on hard money loans. We also provide short-term loans that are more efficient, close quickly, and focus primarily on the value of the property and not the credit or financial history of the borrower.

Being one of the leading Texas hard money lenders in Houston, TX, we have the means to offer you the financial options you need to get the property you deserve. Some of the services we provide are loans for the following: residential “fix and flips”, residential rental properties, residential new construction, commercial multi-family loans, small commercial loans, bridge loans, and transactional funding. With our years of experience in real estate lending, PIL offers competitive rates, personalized service, and a dedicated staff.

Houston's #1 Hard Money Lender

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Interest Rates

The loan structure for hard money lending varies greatly from conventional lending. Loans are based on the “as repaired/renovated” value of the property and not a percentage of project cost. Most hard money loans carry higher interest rates compared to conventional loans because of the increased leverage and the amount of money to close on a transaction is often times much less.

Loan Terms

Short-term, hard money loans are ideal for investors who prefer to purchase a property to quickly renovate and sell, also known as “fix-n-flips” or to purchase a rental property to be used for long-term cash-flow. Loan terms can vary from 6 months to 5 years, depending on the loan product, and the underlying real estate is used as collateral for the loan.

When Should I Use a Hard Money Lender?

Hard money loans are ideal for borrowers who are looking for an alternative to traditional bank financing or want to leverage their existing cash reserve. One of the greatest benefits of using a private money lender is the quick process. Whereas traditional mortgage loans can take 30-45 days to fund, hard money lenders can consistently offer funding within a one to two weeks. This is especially advantageous when making offers on properties while competing with cash buyers. Please contact one of our team members today to learn about our product offerings.

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